Contiki Holidays highly suggests taking out comprehensive insurance cover for cancellation, medical expenses, personal accident, personal baggage, money and public liability before you will be accepted on a Contiki vacation. With the insurance of BerkelyCare we are able to offer comprehensive travel insurance at group discount rates (see this link for details). If you wish to have this valuable protection, please advise your Travel Agent to request the insurance and to include the cost of insurance when sending in your vacation deposit. Please note that there will be no travel insurance provided unless you request it from your Travel Agent and the payment is forwarded to Contiki. Complete details of the coverage limitations and exclusions are contained in the documents of insurance which will be included with your vacation invoice. Please check that the insurance covers all the activities that you are going to be participating in. Some policies exclude certain adventure activities.